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  Helpful Information

Mortgage Checklist / Programs Offered / Questions and Answers

Investment Properties
  • 1-4 Unit Properties
  • Up to 100% Loan to Value (LTV) on Purchases
  • Cash out Refinance up to 70% Loan to Value (LTV)
  • Fixed and Adjustable Rate Programs
  • Apartment Buildings
Commercial Investments
  • Greater than 4 Unit Properties
  • Up to 100% LTV Purchase and Refinance
  • Fixed and Adjustable Rate Programs
  • Mixed - Use Properties
Credit Problems
  • A thru D Credit Loan Products
  • Fixed and Adjustable Rate Programs
  • Up to 65% Debt to Income Ratio Programs
Fixed Rate Programs
  • 10, 15, 20, and 30 Year Loans Up to 100% Loan to Value (LTV)
  • Conforming Loans Up to $417,000
  • Jumbo Loans (Greater than $417,000)
Government Loans
  • FHA Loans - As Little as 3.5% Down
  • FHA Loans - Down Payment can be 100% Gifts
  • Fixed and Adjustable Rate Programs
  • Up to 6% Seller Concession on Closing Costs
  • VA Loans
Rate Locks
  • Up to 270 days available
  • Float Down Options
Second Homes
  • Purchase or Cash Out Refinancing
  • Up to 95% Loan to Value (LTV) - Full Doc